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Rebates and Tax Credits for Home Upgrades

Rebates, tax credits and insurance discounts can take a meaningful bite out of the cost of home upgrades. Programs change often and vary by state and utility, so treat any amount you read online as a starting point and confirm the current rules before you buy.

Where incentives come from

  • Federal tax credits for certain energy upgrades. Eligibility and amounts change with legislation, so check current IRS guidance or ask a tax professional.
  • State and local programs, including storm-hardening grants in some coastal states.
  • Utility rebates for heat pumps, smart thermostats, insulation and sometimes batteries.
  • Insurance discounts for monitored alarms, wind mitigation and impact windows. See home insurance.

Latest rebate and incentive guides

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